This beautifully designed Budget Planner & Tracker gives you 20+ essential pages for mindful money management, plus PLR rights so you can rebrand, resell, or use with clients without starting from scratch.

Perfect for financial coaches, Etsy/Shopify sellers, content creators, and small business owners building a professional product line fast.

📂 What’s Inside (20+ Pages)

• Monthly Budget Overview
• Income & Expense Trackers
• Bill Tracker
• Spending Log
• Savings Goal Tracker
• Emergency Fund Log
• Sinking Funds Tracker
• Debt Payoff + Credit Card Payoff Sheets
• Retirement & Future Planning Pages
• No-Spend Challenge
• Net Worth Tracker
• Financial Reflection Notes
• Planner Stickers Page (printable & crop-ready)

🛠️ Format & Files

• Canva templates in A4 (8.27" × 11.69") + US Letter (8.5" × 11")
• Print-ready, high-resolution pages
• Editable in Canva (free or Pro)
• Short how-to video: cropping & using the sticker sheets
• Instant download after purchase

💡 Ways to Use (for Creators & Coaches)

• Rebrand and sell as your own budget planner (PDF)
• Add as a bonus/upsell in money coaching programs
• Bundle with PLR productivity or lifestyle kits
• Use in financial literacy courses, blogs, or YouTube content
• Offer as a printable or part of a physical binder in your shop

🔑 Why You’ll Love This PLR

• Commercial-ready: launch quickly with a polished, cohesive design
• Easy to customize: swap fonts, colors, and brand elements in minutes
• High perceived value: comprehensive set families & professionals actually use
• Saves hours of design and layout work

📜 License Summary (PLR)

✔️ Edit, rebrand, and sell the completed PDF under your brand

✔️ Use for personal, client, or commercial projects

❌ Do not resell/redistribute the original Canva template as-is

Tip: For best results on marketplaces, update colors, fonts, and cover to match your brand.

⚠️ Important Info

• Digital product only - no physical items will be shipped
• Colors may vary based on screen/printer settings
• Always review the included PLR terms before reselling

💬 Need Help?

Questions or support: support@harmoniadesigns.com - I’m here to help.

👉 Download the Budget Planner & Tracker now to add a clean, comprehensive money-management tool to your shop - and give your audience a clear path to smarter finances.